EOBI Login, Verification & Pension Check 2025 | Benefits & Facilitation System. The Employees’ Old-Age Benefits Institution (EOBI) is a leading organization in Pakistan that ensures financial security for workers after retirement.
Established to provide social insurance and pension schemes, EOBI plays a vital role in protecting employees’ welfare. Its pension system includes benefits such as the old age pension, old age grant, survivor pension, and invalidity pension.
Through EOBI, employees can secure a stable income after retirement, helping them manage living expenses and maintain financial independence. This article provides a comprehensive guide on EOBI login with CNIC, EOBI verification, EOBI check by CNIC, EOBI registered employer, EOBI individual information, EOBI Benefits, EOBI pension check, and EOBI Facilitation System.
EOBI Login
To access your EOBI account online, users need valid credentials provided during registration. EOBI login allows insured employees to manage their contributions, check their pension details, and update information.
User ID: Registered CNIC
Password: Set during EOBI account creation
How to Do EOBI Login with CNIC
- Visit the official EOBI portal.
- Enter your CNIC in the login section.
- Type your password correctly.
- Complete the CAPTCHA verification.
- Click on the Login button to access your EOBI account.
This login system ensures secure access to your personal pension details and contributions.
About EOBI
The Employees’ Old-Age Benefits Institution (EOBI) was established on April 15, 1976, by the federal government of Pakistan. The primary objective of EOBI is to provide social security benefits and ensure financial stability for retired workers.
| Institution Name | EOBI (Employees’ Old-Age Benefits Institution) |
|---|---|
| Pension Month | July 2025 |
| Proclaimed Date | 1st April 1976 |
| Region | Pakistan |
| Purpose | Providing Social Insurance to Old-Age Employees |
| Law Act | Article 38 (C) |
| Minimum Pension Amount | Rs. 10,000/- |
| Maximum Pension | As per Formula |
| Chairperson | Mr. Azhar Hameed |
| Headquarters | Karachi, Pakistan |
EOBI operates by collecting contributions from both employers and employees. These funds are then utilized to provide pensions and other benefits to insured persons upon retirement.
EOBI Pension System
EOBI manages pension disbursement to ensure timely payments. Employees who have contributed for less than 15 years are eligible for different benefits compared to those with longer contributions. EOBI offers life-long pensions and monthly payments, giving financial stability to retirees.
EOBI Pension Types in 2025
1. Old Age Pension
The Old Age Pension is the primary benefit under EOBI. It is available to insured persons who:
- Have completed at least 15 years of insurable employment.
- Reached the superannuation age (60 for men, 55 for women).
- For mine workers, the age limit is 55 years.
This pension provides a monthly financial allowance to help retirees maintain a stable lifestyle.
2. Old Age Grant
The Old Age Grant is a one-time lump sum payment for employees who:
- Have reached the superannuation age but do not meet the 15-year contribution requirement.
- Previously contributed to the insured persons’ collection.
This grant ensures some financial support for employees who narrowly miss the criteria for regular pensions.
3. Survivor Pension
The Survivor Pension helps the family of a deceased insured person.
- It is provided primarily to the spouse and dependent children.
- Minor children are not eligible for this pension.
- It ensures the family receives a regular monthly payment to sustain livelihood.
4. Invalidity Pension
The Invalidity Pension is given to insured persons who:
- Cannot work due to permanent disability.
- Have a minimum of five years of insurable employment.
This pension provides monthly support to help individuals manage life despite losing their earning capacity.
EOBI Qualification Criteria 2025
To be eligible for EOBI benefits, an employee must meet the following conditions:
- Work in the private sector with at least 5 employees.
- Both men and women are eligible.
- Age limit: Men must be under 60 years; women under 55 years.
- Must be an EOBI-insured employee for at least 15 years.
These criteria ensure that only eligible employees receive benefits while maintaining the fund’s sustainability.
EOBI Check by CNIC
Employees can check their EOBI status online using their CNIC. This allows insured persons to verify pension details, contribution history, and account status.
- Visit the official EOBI portal.
- Click on EOBI verification or Check by CNIC.
- Enter your CNIC number.
- Click the search/submit button.
- View all individual EOBI information, including pension status and contribution details.
This system ensures transparent access to your personal pension information.
EOBI Contribution Details
EOBI contributions are collected from both employers and employees:
- Employer: 5% of the minimum salary prescribed by the government.
- Employee: 1% of the minimum salary.
For example, if the minimum wage is Rs. 13,000:
- Employer contribution: 5% = Rs. 650/-
- Employee contribution: 1% = Rs. 130/-
Note: 50% of the pension is funded through contributions, while the remaining 50% comes from the government of Pakistan.
EOBI Registered Employer
Employers must register with EOBI if they employ 5 or more workers.
- Registered employers are responsible for deducting employee contributions.
- They must submit contributions to EOBI monthly.
- Failing to register may lead to legal penalties and delayed pension benefits for employees.
Employers can also verify their registered employees online through the EOBI portal.
EOBI Individual Information
Employees can access their personal EOBI account to:
- View monthly contributions.
- Check pension eligibility.
- Download transaction history.
- Update personal information like address and contact details.
This feature is part of the EOBI Facilitation System, designed to make pension management simple and accessible
EOBI Pension Check
To check your EOBI pension, follow these steps:
- Visit the official EOBI portal.
- Click on EOBI Pension Check.
- Enter your CNIC and login details.
- You can now view:
- Monthly pension amount
- Pension type
- Payment history
This ensures that retirees receive their benefits without delay.
EOBI Facilitation System
The EOBI Facilitation System is a modern online platform that allows:
- Quick login and verification
- Contribution tracking
- Pension disbursement history
- Employer registration and verification
Through this system, both employees and employers can manage their EOBI accounts without visiting offices physically. It promotes efficiency, transparency, and accountability.
EOBI Registration for New Employees
Employees can register for EOBI through their local EOBI office.
- Download Form PE-01 from EOBI website.
- Fill out the form with your personal and employment details.
- Submit the completed form to your regional EOBI office.
- Once registered, you can login to your account to check contributions and pension status.
Important: Only registered employees can avail EOBI benefits.
EOBI Benefits Summary
EOBI provides multiple benefits to insured employees:
| Benefit | Description |
|---|---|
| Old Age Pension | Monthly payment after 15 years of contributions |
| Old Age Grant | Lump sum for those not eligible for old age pension |
| Survivor Pension | Support for spouse and dependents of deceased |
| Invalidity Pension | Monthly support for permanently disabled employees |
These benefits ensure financial security for workers and their families.
FAQs About Employees’ Old-Age Benefits Institution (EOBI)
1. Who can get the EOBI fund?
All employees working in commercial organizations where EOBI is applicable can receive pension benefits.
2. Where is EOBI applicable?
EOBI applies to all employees in Pakistan except armed forces and statutory bodies.
3. Can a surviving spouse get the EOBI pay?
Yes, if the insured person has passed away, the surviving spouse is eligible.
4. Can EOBI funds be paid to parents?
Yes, after the death of the pensioner, parents may receive the funds.
5. What is the pension increase notice 2025?
The National Assembly of Pakistan has approved a notification regarding the increase in EOBI pension payments for 2025.
Conclusion
The Employees’ Old-Age Benefits Institution (EOBI) is a crucial organization in Pakistan for providing financial security to retired workers. From EOBI login with CNIC to EOBI verification, EOBI check by CNIC, registered employer details, individual information, pension check, and facilitation system, all services are now easily accessible online.
Employees and employers should ensure timely registration and contribution payments to avail the full benefits of EOBI. With the EOBI Facilitation System, managing pensions has never been easier, offering transparency, reliability, and peace of mind to all insured persons.
