The CM Punjab Kisan Card initiative, launched by the Punjab Agriculture Department in collaboration with the Punjab Information Technology Board (PITB), is a revolutionary step towards empowering farmers in Punjab, Pakistan.
This digital platform integrates multiple government departments including PLRA, PMD, NADRA, and Bank of Punjab (BOP), creating a single ecosystem to support farmers with interest-free loans and easier access to agricultural inputs.
The CM Punjab Kisan Card serves as a government-issued tool allowing farmers to access loans from sowing to harvesting, purchase fertilizers and seeds from authorized vendors, and receive free SMS notifications regarding their transactions.
Each card is valid for six months, providing up to Rs. 1.5 lac per season, capped at Rs. 30,000 per acre, for landholders owning between 1 to 12.5 acres. With an estimated cost of Rs. 9.5 billion per season, this initiative is designed to boost crop productivity and promote financial inclusion.
Eligibility Criteria for CM Punjab Kisan Card
Farmers must meet specific criteria to qualify for the scheme:
| Eligibility Criteria | Details |
|---|---|
| Land Ownership | Farmers with land holdings up to 12.5 acres |
| Mobile Number | SIM registered against the farmer’s own CNIC (verified by PMD) |
| Land Verification | Land record must be available in PLRA database |
| Age Requirement | Must be a registered adult farmer |
Major Components of the Kisan Card Initiative
The CM Punjab Kisan Card is not just a loan facility but a comprehensive support system for farmers. Its key features include:
- Online Registration – Farmers can register online for the scheme easily.
- Digital Verification – Farmers are verified through an interface between the PITB database and PLRA land records, along with checks from NADRA, PMD, and eECIB.
- Issuance of Kisan Card – Verified farmers are issued the CM Punjab Kisan Card by the Bank of Punjab.
- Loan Facility – Initially, the loan is provided to 500,000 farmers on a first-come, first-serve basis.
- Loan Limit – Maximum loan per farmer per season is Rs. 150,000 for 5 acres (@ Rs. 30,000 per acre).
- Usage Restriction – Loan amount can only be used for agricultural inputs like fertilizers and seeds.
How to Apply for CM Punjab Kisan Card
Applying for the CM Punjab Kisan Card is simple and can be done through SMS or online. Follow these steps:
- Via SMS:
- Write
PKC <space> CNIC number - Send SMS to 8070
- Example:
PKC 1234567890123
- Write
- Online Application:
- Visit the official Punjab Agriculture Department portal
- Fill in personal and land details
- Submit supporting documents for verification
After successful verification through PLRA, NADRA, and PMD, the farmer will be issued a CM Punjab Kisan Card valid for the current season.
CM Punjab Kisan Card Status Check
Farmers can check the status of their application to stay updated about loan approval and card issuance.
Steps to Check CM Punjab Kisan Card Status:
- Visit the official Kisan Card portal.
- Login using your CNIC number.
- Click on Check Status.
- View your application status and loan approval details.
Farmers can also receive SMS alerts regarding the progress of their application.
CM Punjab Kisan Card Download
Once the card is approved, it can be downloaded online for record-keeping or to show at authorized agricultural vendors.
Steps to Download Kisan Card:
- Go to the official Kisan Card portal.
- Login using your CNIC number and registered mobile number.
- Click on Download Card.
- Save or print the card for future use.
The downloadable card includes loan limit, expiry date, and farmer’s details.
Kisan Card Check Online
Farmers can also check their Kisan Card details online, including loan balance, transactions, and validity.
How to Check Online:
| Step | Action |
|---|---|
| Step 1 | Visit the CM Punjab Kisan Card portal |
| Step 2 | Login with CNIC and mobile number |
| Step 3 | Click on Check Card Details |
| Step 4 | View loan balance, transaction history, and card expiry |
8070 Kisan Card Apply Online
The 8070 SMS service is the fastest way for farmers to apply for the Kisan Card. Farmers simply send their CNIC number to 8070, and they receive a confirmation SMS after successful registration.
This service ensures instant registration without visiting government offices, making it convenient for farmers in rural areas.
Kisan Card Registration Punjab Pakistan Online Check
Farmers can also register online and check registration status on the Punjab Agriculture Department portal.
- Open the official online registration portal.
- Fill out your personal, contact, and land details.
- Upload required documents for verification.
- Submit the application and note your tracking ID to check status later.
CM Punjab Kisan Card Login
Farmers can access their accounts on the portal using CM Punjab Kisan Card login.
Benefits of Login:
- Track loan transactions
- Check card expiry
- View authorized vendors list
- Download card copy
Kisan Card Online Apply
For farmers who prefer the online method:
- Go to the official Kisan Card portal.
- Click on Apply Online.
- Enter CNIC, land details, and mobile number.
- Verify information with PLRA and NADRA.
- Submit and wait for confirmation SMS from 8070.
Once confirmed, farmers can access their loan facility immediately for the current agricultural season.
Conclusion
The CM Punjab Kisan Card is transforming agriculture in Punjab by providing easy access to loans, digital monitoring, and transparency. With the combined efforts of PITB, PLRA, PMD, NADRA, and BOP, farmers can now focus on increasing crop yield without worrying about financial constraints.
Farmers are encouraged to apply online or via 8070 SMS, check their card status, and download the card for hassle-free access to loans and agricultural inputs. This initiative not only boosts productivity but also promotes financial inclusion and modernizes the farming sector in Punjab, Pakistan.
