CM Khidmat Card Account Balance Inquiry – Easy CNIC Method
CM Khidmat Card scheme was first launched in December 2016 by the Punjab government. It is one of the most important social welfare initiatives designed to support low-income families. The scheme helps people facing financial struggles, especially widows, orphans, disabled persons, and children in need.
Many people search online to know how to register, apply online, check eligibility, and check their CM Khidmat Card account balance by CNIC. In this article, you will get a complete step-by-step guide in simple English.
What is the Pakistan Khidmat Card?
The Pakistan Khidmat Card is a welfare card introduced by the Punjab government to reduce poverty and provide social protection. Through this card, eligible families can get:
- Cash assistance is directly deposited into their bank accounts.
- Health facilities under the Sehat Sahulat Program.
- Skill development training for unemployed youth.
This program is managed by the Punjab Social Protection Authority (PSPA), which ensures a transparent distribution of funds to eligible people via bank transfers and ATM cards.
Latest Update About Khidmat Card
The Punjab government has made some important updates to make the Khidmat Card program more effective:
| Feature | Latest Update |
|---|---|
| ATM-Enabled Cards | Direct cash withdrawals are now possible. |
| Special Allowance | Extra support for widows and disabled persons. |
| Digital Verification | NADRA verification for transparency. |
| Free Health Care | Sehat Sahulat Card for hospital treatment. |
| Quarterly Cash Installments | Regular payments for eligible families. |
These updates make it easier for families to register and receive financial support quickly.
Eligibility Criteria for Khidmat Card 2025
To apply for the Khidmat Card, applicants must meet the following criteria:
- Must be a resident of Punjab.
- Must be registered with NADRA.
- Household income must be below the threshold level (less than Rs. 25,000/month).
- Orphans, widows, and disabled persons are prioritized.
- Families already registered with BISP 8171 or Ehsaas Support Program are eligible.
Documents Required for Application of Khidmat Card
Prepare the following documents before registration:
- CNIC of the applicant.
- Disability certificate (if applicable).
- Proof of income (if available).
- Family Registration Certificate (FRC).
- Death certificate of husband (for widows).
Having these documents ready will speed up the registration process.
Pakistan Khidmat Card Registration Process 2025
Follow these steps to register for the CM Khidmat Card:
Step 1: Check Eligibility
Confirm you meet the eligibility criteria. Families with low PMT scores in NADRA and BISP databases are usually selected.
Step 2: Visit the Official Portal
Go to the Punjab Khidmat Card Online Registration Portal provided by PSPA.
Step 3: Fill Out the Application Form
Provide your CNIC number, family income, household information, and disability details if required.
Step 4: Verification Process
PSPA and NADRA will verify your details to confirm eligibility.
Step 5: Receive Your Card
If approved, you will get an SMS notification on your registered mobile number. Collect your Khidmat Card from the nearest bank branch or Khidmat Center.
How to Apply Online for Khidmat Card 2025
Here’s how you can apply online:
- Visit the official PSPA Khidmat Card portal.
- Click on the registration form.
- Enter your CNIC number and personal details.
- Upload the required documents.
- Submit the form and wait for a confirmation SMS.
This online process saves time and effort compared to visiting offices.
How to Check Khidmat Card Balance Online
Checking your CM Khidmat Card account balance by CNIC is simple:
| Method | How It Works |
|---|---|
| ATM Check | Insert your Khidmat Card into any bank ATM, enter your PIN, and view your balance. |
| Bank Helpline | Call the bank’s helpline number linked to your Khidmat Card. |
| SMS Notifications | Balance updates are sent via SMS after every transaction. |
| Visit Khidmat Markaz | Ask the representative to check your balance using your CNIC. |
This makes it easy for beneficiaries to track their funds and manage their expenses.
Khidmat Card Helpline Number
If you need help or information, you can contact:
- PSPA Helpline: 042-111-333-267
- Visit your nearest Khidmat Center in your district for assistance.
Key Benefits of the Khidmat Card 2025
The Khidmat Card program offers several important benefits:
- Financial Assistance: Direct bank transfers to support families.
- Health Coverage: Free health services under the Sehat Sahulat Program.
- Skill Development: Training programs for unemployed youth.
- Education Support: Scholarships for children of low-income families.
- Disability Support: Special allowances and assistive devices for disabled persons.
Khidmat Markaz Centers Across Punjab
The Punjab government has set up Khidmat Centers in all districts to:
- Resolve complaints.
- Distribute cards to approved applicants.
- Guide new applicants through the registration process.
- Submit applications for those without internet access.
Challenges & Improvements in 2025
While the program is a blessing for many, some challenges remain:
| Challenges | Future Improvements |
|---|---|
| Lack of awareness in remote areas | Awareness campaigns through TV, radio, and social media. |
| Data verification delays | Faster digital verification systems. |
| Online application issues | Improved website and technical support. |
Conclusion
The CM Khidmat Card scheme is a lifeline for low-income families in Punjab. It offers financial assistance, health care, and skill development opportunities. By learning how to check your Khidmat Card account balance by CNIC, you can easily monitor your funds and plan your expenses.
If you meet the eligibility criteria, register today through the official portal or your nearest Khidmat Center. This program is a major step toward social welfare and poverty reduction in Pakistan.
